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Payments infrastructure for Africa

One integration. Every way Africa pays.

TaifaPay connects you to the mobile money networks, banks and card schemes people already use across the continent. Collect from customers, pay out to anyone, or settle up with a friend without leaving the chat.

Read the API docs

Two products, one network

Built for how Africa actually moves money

One side serves people sending money to each other. The other serves businesses collecting it and paying it out. Both run on the same rails.

For people

Taifa Chat

A chat app with a wallet inside. Settle up the moment the question comes up, shop Taifa Mall, and pay for it all with the Bobs in your balance.

  • Send money to any contact, peer to peer
  • Split a bill evenly or by custom amounts
  • Hold and spend a Bobs balance
  • Shop Taifa Mall without leaving the chat
For business

Taifa Merchants

A gateway for businesses that need money to move both ways. Register once, integrate once, and run collections and payouts across every market you operate in.

  • Collect over mobile money, cards and bank transfer
  • Pay out instantly to any of those channels
  • Collection and disbursement on one account
  • One dashboard across every market

Coverage

One integration, a continent of networks

Mobile money is how most of Africa pays. Rather than negotiating with every operator in every market, connect to TaifaPay once and reach the wallets your customers already carry.

Mobile money networks

Connected to 18 mobile money networks: M-Pesa, MTN MoMo, Airtel Money, Orange Money, Vodacom M-Pesa, Moov Money, Wave, Tigo Pesa, EcoCash, AirtelTigo Money, Telecel Cash, Zamtel Kwacha, Azam Pesa, T-Kash, Africell Money, TNM Mpamba, Zeepay, Paga.

Taifa Merchants

One integration. Both directions.

Accept payments the way your customers want to pay, then move that money out just as easily — through a single API and a single dashboard.

  • Money in and money out

    Collections and disbursements share one account, one balance and one set of credentials.

  • Instant payouts

    Push funds to mobile money wallets, cards or bank accounts without waiting on a settlement cycle.

  • One dashboard

    Track every collection, payout and balance across markets and channels in a single view.

collect.http

POST /v1/collectionsAuthorization: Bearer sk_live_… {  "channel":   "mtn_momo",  "country":   "GH",  "amount":    2450,  "currency":  "GHS",  "reference": "INV-10482"} 201 Created{ "id": "col_8f2a", "status": "pending" }
Sample request. The full reference lives in the API docs.

Getting started

Three steps to going live

  1. 01

    Register your business

    Create a merchant account and submit your business and settlement details for verification.

  2. 02

    Integrate and test

    Pull your API keys from the dashboard and build against the sandbox until you are happy.

  3. 03

    Go live

    Switch to live keys and start collecting and paying out across every market you enabled.

Why TaifaPay

Boring where it counts

Payments should be unremarkable. Ours are built to be encrypted, monitored and fast enough that nobody has to think about them.

Settlement feed

Live

An illustration of settlements arriving continuously across TaifaPay’s markets.

  • Encrypted and monitored

    Every transaction is encrypted in transit and at rest, and watched for fraud and anomalies as it moves.

  • Real-time settlement

    Money moves the moment it is sent, whether that is a split between friends or a supplier payout run.

  • Local rails, direct

    Direct connections to the networks that dominate each market mean fewer hops between you and your money.

Ready to move money the easy way?

Register your business in minutes, or get Taifa Chat and start splitting bills tonight.